Times have changed. Modern humans do not indulge in rigorous physical activities as our ancestors did. As Will Durant mentions in his book “Fallen Leaves,” our bodies take the toll for this change. We may live longer today, but our bodies are not capable of healing as it used to in the past. Due to this aspect, there is a growing need for physical therapy. Physical therapy is provided to those who are in an accident or are facing hindrances in their body movements due to old age or genetic malfunction. It is always a good idea to have insurance for physical therapy. The chances are that you have one too. You may feel pretty safe that you have insurance, but what if we tell you that you

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